Building the perfect credit scoring model involves selecting relevant variables, such as payment history and credit utilization, based on data analysis and industry expertise. Next, utilizing advanced statistical techniques like logistic regression or machine learning algorithms to develop a predictive model. Finally, continuous monitoring and refinement ensure the model remains accurate and adaptable to evolving market conditions, resulting in effective risk assessment and informed lending decisions.
Reimagine Your Order-To-Cash with AI
Touchless Receivables. Frictionless Payments.
Credit Risk
Learn More
Receivables
Learn More
Collections
Learn More
Deductions
Learn More
Cash Application
Learn More
Customer EIPP
Learn More
Bringing the Trifecta Power - Automation, Analytics, AI
Recommended Digital Assets for You
Suggested Resources
Data-driven Banking & Financial Services
Finance Transformation: Journey to the New Digital Era
Emagia Analytics for Oracle Financials
Finance Transformation Blueprint for AR Shared Services
Digital World-class Leaders Use Emagia Order-to-Cash
Case study
Driving world-class efficiency in global accounts receivables operations spanning across
90
Countries
1000
Customers
170+
Connected Banks
Case study
Achieving world-class digital Order-to-Cash performance globally in 15 months
$4B
In Receivables
44
Countries
>95%
cash app rates
Case study
Cali Bamboo Boosts Digital Credit Decisions with Emagia
How a green building materials company automated the tedious task of manual credit management, and accelerated customer onboarding using the Emagia credit application solution.
Case study
Digital Credit Transformation for American Heart Association
How Emagia empowered one of the world’s largest voluntary organizations accelerate customer credit approvals and onboarding time, while reducing manual efforts in credit processing.
Add AI to Your Order-to-Cash Process
AR Automation for JD EDwards
AR Automation for SAP
AR Automation for Oracle
AR Automation for NetSuite
AR Automation for PeopleSoft
AR Automation for MS Dynamics
Emagia is a leading provider of AI-powered Order-to-Cash (O2C) automation platform that modernizes finance operations for midsize to large global businesses. Many global businesses and shared service centers use Emagia’s Enterprise Receivables Management System to transform to digital world-class operations in credit, invoicing and payments, receivables, collections, deductions, cash application and cash forecasting. Emagia solutions improve their customers DSO, cash flow, credit risk, operational cost, compliance and profitability.
