Utilize the 5 Cs of credit as a systematic framework to evaluate potential borrowers. Assess the borrower’s Character by reviewing their credit history and reputation. Evaluate Capacity by analyzing income and debt-to-income ratios, while examining Capital, Collateral, and external Conditions to gauge the borrower’s ability to repay and overall creditworthiness. Integrating these factors allows for informed lending decisions and risk management.
Reimagine Your Order-To-Cash with AI
Touchless Receivables. Frictionless Payments.
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