Checks come in various types, each serving a distinct purpose. Personal checks are the most common and are used for personal transactions. Business checks are issued by companies for paying bills, salaries, or other business-related expenses. Cashier’s checks are guaranteed by a bank and are often used for larger transactions or when a secure payment is required. Certified checks are personal checks verified by the bank to ensure sufficient funds. Money orders are prepaid and can be used in place of checks, especially for those without a bank account. Each type of check offers unique features, ensuring security and convenience in financial transactions.